Introduction: Understanding How Creditors Evaluate Settlement Offers If you’re having trouble with debt and are unable to pay, a settlement of debt becomes a lifeline. A settlement of debt, however,…
Introduction: Losing Your Job and Dealing with Debt Surviving the experience of getting fired from our jobs or suffering a period of unemployment always makes one feel that the ground…
Intro: The Underappreciated Emotional Side of Debt Relief Debt is personal; it is not only financial. Anxiety, remorse, and shame can rule over you once you understand you are drowning…
Introduction: Why an Emergency Fund Is Important After Settlement Having experienced a debt settlement, many individuals experience relief and anxiety at the same time. Relief comes from eliminating a large…
Introduction: Accessing Credit After Debt Settlement: Myth versus Truth Having made it through a debt settlement, many feel relieved that daily stress, creditor calls, and overdue notices have stopped. Then…
Introduction: Once you finally make the decision to settle a debt, what happens next is a great sense of relief — the nagging calls that seemed to have no end…
Introduction: Bankruptcy is a last resort when you have a pile of debt on your hands. After you’ve initiated the bankruptcy, however, you might have such questions as: Are there…
Introduction: Being one’s own boss and owning a small business? That’s life, isn’t it? Well, let’s get down to earth here – it can also be a challenge, particularly when…
Introduction: Being one’s own boss gives one a freedom, a certain flexibility of life on a day-to-day basis, and the personally gratifying experience of being boss for oneself and being…
Introduction: Debt has the ability to persist and shadow a person through a series of alterations which are introduced over a lifetime — and, for some, it continues to be…
